When Eliza Kim first heard about robo-advisors, she was intrigued—but skeptical. “Could a computer really manage my money better than I could?” she wondered. Five years later, she’s a convert—and credits these tools for helping her build passive income.
A freelance UX designer, Eliza wanted to invest but didn’t have time to research stocks or track the market. “I needed something simple, low-cost, and smart,” she says. After reading reviews on Morningstar, she signed up for a robo-advisor platform that aligned with her goals.
“I answered a few questions about my risk tolerance and time horizon, and the platform built a diversified portfolio for me,” Eliza explains. It automatically rebalanced her investments and reinvested dividends—without her lifting a finger.
Over time, she added monthly contributions and watched her returns grow steadily. “It felt like planting a tree and watching it thrive while I worked on other things.”
Eliza also began exploring other sources of passive income—high-yield savings accounts, REITs, and eventually, digital products. “But it all started with robo-advisors. They were my introduction to what passive income could look like.”
She values the transparency and low fees of her platform, and recommends them to busy professionals or beginners. “You don’t have to be an expert. Just be consistent and patient,” she says.
Her go-to rule? “Set it, forget it, and check in every quarter.” For those looking to explore, Eliza suggests visiting Betterment, a reputable robo-advisor known for ease of use and reliable performance.
“Robo-advisors won’t make you rich overnight,” Eliza adds, “but they’ll help you grow wealth quietly and consistently—and that’s exactly what I needed.”
